Hmmm. Should I write them a check for zero
dollars and zero cents?  Chuckle.
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates >extra work for the vendor, as someone would have to go to the bank to >deposit it. Also, there won't be any banks in the area because most >transactions will be made online.
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?  Chuckle.
In 2026, nobody in the West uses cheques! Sending a cheque creates
extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most transactions will be made online. I don't know why banknotes and coins
are still in circulation. The UK has stopped minting one-penny coins
because it costs more to make them than they are worth!
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates
extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it with the bank app. Then hold the paper until confirmation before destroying it. Easy peasy...
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates
extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it with the bank app. Then hold the paper until confirmation before destroying it. Easy peasy...
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents????? Chuckle.
In 2026, nobody in the West uses cheques!?? Sending a cheque creates
extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it
with the bank app. Then hold the paper until confirmation before destroying >> it. Easy peasy...
Same in the UK. However, only companies or the government issue them for
tax rebates etc. I've not written to, or received a cheque from, an >individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
On 26/03/2026 10:57 am, AJL wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates >>> extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it
with the bank app. Then hold the paper until confirmation before destroying >> it. Easy peasy...
For the last few years I've been giving my Nieces and nephew money (How >would I know what they wanted/needed??)
Last year, I HAD to do it via Bank Money Transfer as our Government has >stopped Cheques being issued.
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates >>> extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it
with the bank app. Then hold the paper until confirmation before destroying >> it. Easy peasy...
Same in the UK. However, only companies or the government issue them for
tax rebates etc.
I've not written to, or received a cheque from, an
individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
Cause with my cash back credit card I get well over
$1000 US back a year...
On 3/26/26 08:37, AJL wrote:
Cause with my cash back credit card I get well over
$1000 US back a year...
What card is that?
On 3/26/26 3:14 PM, T wrote:
On 3/26/26 08:37, AJL wrote:
with my cash back credit card I get well over
$1000 US back a year...
What card is that?
AMEX, the free one. I put EVERYTHING on it. If you plan it right and
depending on your spending habits you can get even more $$$ back with the yearly paid ones. But that they didn't work for me. I just checked and I'm
at $475 US so far this year so not doing all that bad...
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates >>> extra work for the vendor, as someone would have to go to the bank to
deposit it. Also, there won't be any banks in the area because most
transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo of it
with the bank app. Then hold the paper until confirmation before destroying >> it. Easy peasy...
Same in the UK. However, only companies or the government issue them for
tax rebates etc. I've not written to, or received a cheque from, an individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero dollars and zero
cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque
creates extra work for the vendor, as someone would have to go to
the bank to deposit it. Also, there won't be any banks in the
area because most transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo
of it with the bank app. Then hold the paper until confirmation
before destroying it. Easy peasy...
Same in the UK. However, only companies or the government issue them
for tax rebates etc. I've not written to, or received a cheque from,
an individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
On 26/03/2026 11:41, Chris wrote:
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero dollars and zero
cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque
creates extra work for the vendor, as someone would have to go
to the bank to deposit it. Also, there won't be any banks in
the area because most transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a
photo of it with the bank app. Then hold the paper until
confirmation before destroying it. Easy peasy...
Same in the UK. However, only companies or the government issue
them for tax rebates etc. I've not written to, or received a
cheque from, an individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
I write at least one cheque a month & get a new cheque book
automatically when I get near to the end of the old one.
Cheques are an American thing. Nobody else uses them these days, that I
know of.
On 2026-03-27 10:18, wasbit wrote:
On 26/03/2026 11:41, Chris wrote:
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero dollars and zero
cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque
creates extra work for the vendor, as someone would have to go
to the bank to deposit it. Also, there won't be any banks in
the area because most transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a
photo of it with the bank app. Then hold the paper until
confirmation before destroying it. Easy peasy...
Same in the UK. However, only companies or the government issue
them for tax rebates etc. I've not written to, or received a
cheque from, an individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
I write at least one cheque a month & get a new cheque book
automatically when I get near to the end of the old one.
Cheques are an American thing. Nobody else uses them these days, that I
know of.
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I know of.
I recently changed my car, the relevant .gov.uk department sent me a
cheque for the unused months 'tax' on the old car.
And the group will laugh at me cause I just bought another 2 in 1
Windows laptop. It'll be here in the morning (love Amazon). Just
couldn't stay away.
On 3/26/26 4:41 AM, Chris wrote:
AJL <noemail@none.com> wrote:
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero
dollars and zero cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque creates >>>> extra work for the vendor, as someone would have to go to the bank
to deposit it. Also, there won't be any banks in the area because
most transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo
of it
with the bank app. Then hold the paper until confirmation before
destroying
it. Easy peasy...
Same in the UK. However, only companies or the government issue them for
tax rebates etc.
My governments (US, AZ, Phoenix) use direct deposit for my bills, refunds, and retirement payments. Also my investment dividends. Using checks for all that kind of stuff would definitely be a PITA.
I've not written to, or received a cheque from, an
individual in well over a decade.
I still get checks in the mail, but not often. I leave a check for the yard guy under the front doormat. Probably gifts are the most checks I write.
They simply aren't a thing here. Cash is also dying out.
Yep. I seldom use cash. Cause with my cash back credit card I get well over $1000 US back a year...
AMEX, the free one.
On 3/26/2026 5:29 PM, AJL wrote:
And the group will laugh at me cause I just bought another 2 in 1
Windows laptop. It'll be here in the morning (love Amazon). Just
couldn't stay away.
Love living in the big city. Order a laptop online and it's on my
doorstep 12 hours later.
Anyway for the curious my new toy is a CHUWI MiniBook X-N150. So far it
seems to work well. And of course it has a fan and gets warm. But then
I'm used to that Windows complication by now. And I like the FHD. That
HD tablet was just a bit grainy. But the great grand-kid I gave it to
didn't complain so all's well...
The free Amex cards - Blue Cash, Blue Business Cash. Blue Cash - 3%
up to $6000 on each category supermarket, online retail, and gas
stations - max $540, then 1% thereafter - i.e. $46000 additional
needed to reach $1000.
Blue Business Cash (only free for first year, $95 annual thereafter)
- First year 6% up to $6000($360 max cash) on supermarket, 6% on
select streaming, 3% Gas. - i.e. quite a bit on streaming and gas to
reach $1000.
On Fri, 3/27/2026 4:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well. And of course it has a fan and gets warm. But then I'm used
to that Windows complication by now. And I like the FHD. That HD
tablet was just a bit grainy. But the great grand-kid I gave it to
didn't complain so all's well...
So you didn't see the recent news article about CHUWI ?
I have a suggestion for you. If this activity of yours is some kind
of science experiment,
I explained to you, that devices with quoted "long" battery lives,
It's like working with a wild animal, you work with your whip and
chair.
CHUWI has been cheating on the installed processor, using a cheaper
model than is indicated in the advertisement.
Even companies who don't know a thing about computers, sell
computers!
But what you don't normally see, is attempts to fudge on the
processor.
There isn't a particular reason to think someone will replace an
N150 with an N95 or the like, but it could easily happen if an older
model year of such an item is shipped to you ("wrong item").
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
On 3/27/2026 1:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
One thing that kinda surprised me is that my new LT's Windows setup
process put me directly into a local account. I didn't realize it until
I opened Settings Home and saw 2 ads about how great it would be to sign in/sign up to a MS account. At the moment I can't think of any good
reason to do it. Is there? I do have an MS account in my fake name/email
I could use. (The initials are AJL, don't tell anyone...)
Question 2: I can not find a way to keep the keyboard backlight on.
Fn+F5 toggles between on-dim-bright-off. After about 15 seconds they go
off if unused. I would like them to stay on permanently even if unused. Anyone know any secret combos I could try?
On Fri, 3/27/2026 10:22 PM, AJL wrote:
On 3/27/2026 1:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
One thing that kinda surprised me is that my new LT's Windows setup
process put me directly into a local account. I didn't realize it
until I opened Settings Home and saw 2 ads about how great it would
be to sign in/sign up to a MS account. At the moment I can't think
of any good reason to do it. Is there? I do have an MS account in
my fake name/email I could use. (The initials are AJL, don't tell
anyone...)
Question 2: I can not find a way to keep the keyboard backlight on.
Fn+F5 toggles between on-dim-bright-off. After about 15 seconds
they go off if unused. I would like them to stay on permanently
even if unused. Anyone know any secret combos I could try?
There is no solid answer for the Fn+F5 problem.
Nothing works... absolutely.
It seems to be related to ACPI power saving stuff, so the keyboard
backlight goes off in the same way the screen becomes dim (on
battery).
There are apparently three methods for keyboard backlight control,
and the keyboard to my right here, just uses dedicated keys on the
keyboard and has no other controls.
While setting the Power Schema to "Performance" from "Balanced",
that may keep it lit. And if that worked, that would hint that
(eventually) you may find an ACPI registry entry that controls the
keyboard.
***************************************
The MSA *may* give you password recovery options, it *may* record
your Bitlocker key for future recovery. It could give you storage
space in OneDrive (a small quantity of storage space is free). It
wants your smartphone details for recovery procedures and so on. A
smartphone user may be thrilled.
OneDrive cloud storage (5 GB free)
Sync Across All Devices (Preferences, Passwords) Desktop and Start
menu layout, Wi-Fi passwords, Browser favorites (MSEdge) App
settings, Windows Backup integration ("Settings stored in Cloud").
Microsoft Rewards (do Bing searches, earn something)
Whereas with a local account, you can hack the machine to recover an Administrator Group capability again (if you erase the Administrator
Group account by accident). Always keep at least one
Administrator-level account enabled, so you can do administrator
things. I had one person erase theirs by accident (presumably
"removed wrong account"), and we did manage to hack in (osk.exe or
sethc.exe hack). Some of the hacks may continue to work from Safe
Mode, with the result being that an Administrator Command Prompt
opens, and you can set a new password and so on.
Net User Administrator/Active:yes # then reboot, log in as
real "administrator":"" (empty password)
Paul
On 26/03/2026 10:41 pm, Chris wrote:
AJL <noemail@none.com> wrote:I volunteer at the local Salvation Army Thrift Shop.
On 3/25/26 4:44 PM, Jack wrote:
On 25/03/2026 21:07, T wrote:
Hmmm. Should I write them a check for zero dollars and zero
cents?���� Chuckle.
In 2026, nobody in the West uses cheques!�� Sending a cheque
creates extra work for the vendor, as someone would have to go to
the bank to deposit it. Also, there won't be any banks in the
area because most transactions will be made online.
Here (AZ US) I can cash and deposit a paper check by taking a photo
of it with the bank app. Then hold the paper until confirmation
before destroying it. Easy peasy...
Same in the UK. However, only companies or the government issue them
for tax rebates etc. I've not written to, or received a cheque from,
an individual in well over a decade.
They simply aren't a thing here. Cash is also dying out.
Pre-CoViD-19, there was a $5 minimum purchase for Credit Card use. Now, anything goes!!
On 3/26/2026 5:29 PM, AJL wrote:
And the group will laugh at me cause I just bought another 2 in 1
Windows laptop. It'll be here in the morning (love Amazon). Just
couldn't stay away.
Love living in the big city. Order a laptop online and it's on my
doorstep 12 hours later.
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I
know of.
I recently changed my car, the relevant .gov.uk department sent me a
cheque for the unused months 'tax' on the old car.
"Cheques are an American and British thing."? :-)
But seriously, end of last year I had the same situation as you, but
our tax office ('Belastingdienst') just calculated what they owned me
and what I owned them and withdrew the difference from our account.
If there still would have been an amount which they owned me - like
can happen with a 'tax return' [1] -, they just put it on our account,
no need for cheques.
[1] Like the one I sent in just now! :-)
On 2026-03-27 21:18, AJL wrote:
On 3/26/2026 5:29 PM, AJL wrote:
And the group will laugh at me cause I just bought another 2 in 1
Windows laptop. It'll be here in the morning (love Amazon). Just
couldn't stay away.
Love living in the big city. Order a laptop online and it's on my
doorstep 12 hours later.
You can buy a customized laptop, and it is assembled in China, then arrives at your doorstep in less than two weeks. Amazing.
On 2026-03-27 15:43, Frank Slootweg wrote:
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a
cheque for the unused months 'tax' on the old car.
  "Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
Local bakers always thanks us for paying with cash. Electronic
payments cost them a 5% transaction fee.
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
On 3/28/2026 3:01 AM, wasbit wrote:
Local bakers always thanks us for paying with cash. Electronic
payments cost them a 5% transaction fee.
Yup. And AMEX charges one of the highest transaction fees. That's so
they can cover us cashback customers (among other expenses of course).
Most stores here just raise their prices to cover the CC fees. And since
cash paying and credit card customers pay that same price, cash
customers are in effect subsidizing our cashback. Thanks guys...
Occasionally I run into a business that won't take AMEX at all. The
wife's hairdresser is one. We carry a different backup card for when
that happens. And the employees want cash for tips. Easier to avoid
taxes I suppose. Just can't get completely away from cash...
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly by the
bank. The funds are guaranteed. It is usually used to pay for a
house or a car.
Yes, I used such a one for my first car, but that was in ~1968! :-)
On Sat, 3/28/2026 12:27 PM, AJL wrote:
Occasionally I run into a business that won't take AMEX at all.
Nobody takes AMEX here (at retail). You use those at car rental, or
at airport or at hotel. That's about it for AMEX.
Presumably this is a consequence of the transaction fee.
It is either VISA or Mastercard for other places. And retailers in
some cases, will accept one of those but not both.
On 3/27/2026 1:39 PM, ...w¡ñ§±¤ñ wrote:
The free Amex cards - Blue Cash, Blue Business Cash. Blue Cash - 3%
up to $6000 on each category supermarket, online retail, and gas
stations - max $540, then 1% thereafter - i.e. $46000 additional
needed to reach $1000.
Mine is the Blue Cash card.
Blue Business Cash (only free for first year, $95 annual thereafter)
 - First year 6% up to $6000($360 max cash) on supermarket, 6% on
select streaming, 3% Gas. - i.e. quite a bit on streaming and gas to
 reach $1000.
I don't keep track of the percentages. I just use my card for EVERYTHING
and keep an eye on the website for the cashback amount. When it gets to
be around $500 I then apply it to the card balance. Usually 2+ times a
year. Certainly beats paying by cash...
On 3/27/2026 5:48 PM, AJL wrote:
On 3/27/2026 1:39 PM, ...w¡ñ§±¤ñ wrote:
The free Amex cards - Blue Cash, Blue Business Cash. Blue Cash - 3%
up to $6000 on each category supermarket, online retail, and gas
stations - max $540, then 1% thereafter - i.e. $46000 additional
needed to reach $1000.
Mine is the Blue Cash card.
Blue Business Cash (only free for first year, $95 annual thereafter)
 - First year 6% up to $6000($360 max cash) on supermarket, 6% on
select streaming, 3% Gas. - i.e. quite a bit on streaming and gas to
 reach $1000.
I don't keep track of the percentages. I just use my card for EVERYTHING
and keep an eye on the website for the cashback amount. When it gets to
be around $500 I then apply it to the card balance. Usually 2+ times a
year. Certainly beats paying by cash...
The point was about the math.
Even after maxing out on the card's limit for 3% rewards, $46000
additional for 1% is necessary to reach a $1000 annual reward.
Food and Gas already accounted for leaves only a few other big ticket
items like Health Care, Electricity(e.g. SRP), Property Taxes, and >Mortgage...the latter three normally not accepting credit cards or
charging an additional processing fee(more than 1%, thus not economical) >raises the bar quite a bit for other charges to surpass the needed $46000.
Occasionally I run into a business that won't take AMEX at all.
The
wife's hairdresser is one. We carry a different backup card for when
that happens. And the employees want cash for tips. Easier to avoid
taxes I suppose. Just can't get completely away from cash...
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a
cheque for the unused months 'tax' on the old car.
"Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
That's a certified cheque. I've only had one or two of those cut.
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
With a regular cheque, you could do a "stop payment" if you had to.
The value of a certified cheque to the recipient, is they don't
have to worry about whether the cheque will bounce or not.
You have to take good care of that cheque.
On Sat, 28 Mar 2026 09:27:41 -0700, AJL wrote:
Occasionally I run into a business that won't take AMEX at all.
There used to be a lot of businesses that wouldn't take Amex. Just
Mastercard & Visa. I thought that had changed, must it had only
MOSTLY changed. I now know of one that doesn't.
There used to be a man here who fixed lawn movers. He wanted to be
paid in cash.
Also, I sold an old car this January. The buyer paid in cash
($4500).
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
There used to be a man here who fixed lawn movers. He wanted to be paid in cash. Also, I sold an old car this January. The buyer paid in cash
($4500).
On 28/03/2026 20:16, Mark Lloyd wrote:
There used to be a man here who fixed lawn movers. He wanted to be paid in >> cash. Also, I sold an old car this January. The buyer paid in cash
($4500).
These days, you have to be very careful because service providers are required to inform the police or tax authorities about transactions that exceed a certain limit. In the UK, this limit is £10,000, so if you pay more than this amount in cash, it is highly likely that the police will visit you to ask about the source of the funds.
Money laundering is big business, and corruption and the drug trade are
now too significant to ignore.
UK rules: <https://www.protaxaccountant.co.uk/post/hmrc-and-large-deposits#viewer-83mz71402337>
US Rules: <https://www.irs.gov/businesses/small-businesses-self-employed/form-8300-and-reporting-cash-payments-of-over-10000>
On Sat, 28 Mar 2026 11:21:09 -0400, Paul <nospam@needed.invalid> wrote:
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:That's a certified cheque. I've only had one or two of those cut.
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a >>>>> cheque for the unused months 'tax' on the old car.
  "Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank. >>> The funds are guaranteed. It is usually used to pay for a house or a car. >>
It's more likely, in my experience, to be a cashier's check.
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
It wouldn't be prudent to walk out of the bank before completing the
Payee section of your shiny new check.
With a regular cheque, you could do a "stop payment" if you had to.
The value of a certified cheque to the recipient, is they don't
have to worry about whether the cheque will bounce or not.
Same with the cashier's check.
You have to take good care of that cheque.
Always good advice, regardless of whether it's a personal, certified, or cashier's check. Of the 3, the cashier's check is the most secure (to
the recipient, because it's the only one that's funded by the bank's
money), but none are negotiable in the same way that cash is, especially
if the Payee info is in place.
On Sat, 3/28/2026 5:17 PM, Char Jackson wrote:
On Sat, 28 Mar 2026 11:21:09 -0400, Paul <nospam@needed.invalid> wrote:
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:That's a certified cheque. I've only had one or two of those cut.
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a >>>>>> cheque for the unused months 'tax' on the old car.
"Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank. >>>> The funds are guaranteed. It is usually used to pay for a house or a car. >>>
It's more likely, in my experience, to be a cashier's check.
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
It wouldn't be prudent to walk out of the bank before completing the
Payee section of your shiny new check.
With a regular cheque, you could do a "stop payment" if you had to.
The value of a certified cheque to the recipient, is they don't
have to worry about whether the cheque will bounce or not.
Same with the cashier's check.
You have to take good care of that cheque.
Always good advice, regardless of whether it's a personal, certified, or
cashier's check. Of the 3, the cashier's check is the most secure (to
the recipient, because it's the only one that's funded by the bank's
money), but none are negotiable in the same way that cash is, especially
if the Payee info is in place.
It's been a long time, but the transaction starts with you giving
the teller a blank check from your check book.
The identity of the
recipient, is embossed on the check in ink in a stylized font
by one of the printing devices at the bank. A hole punch is used
in the account number area of the check. That's all I can remember
about the transaction, and it is known around here as a certified
check.
It is not nominally in the banks name as such.
The information
on the blank check includes your name like always. If the bank
issued a check in its name, that would be a different kind of
paper with details embossed by the same machine. A bank issued
check is "less fancy" as it just sticks to the basics needed
for such a transaction.
There is a charge for a certified check, and if you're in the
branch, that can be debited from your account. It's usually
less than a money order would be (the money orders in banks
can be a financial vehicle from a company specializing in
money orders, making it easier to cash at the destination
which could be in another country).
On 28/03/2026 20:16, Mark Lloyd wrote:
There used to be a man here who fixed lawn movers. He wanted to be paid in >> cash. Also, I sold an old car this January. The buyer paid in cash
($4500).
These days, you have to be very careful because service providers are required to inform the police or tax authorities about transactions that exceed a certain limit. In the UK, this limit is £10,000, so if you pay more than this amount in cash, it is highly likely that the police will
visit you to ask about the source of the funds.
On 3/28/2026 9:38 AM, Frank Slootweg wrote:
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly by the
bank. The funds are guaranteed. It is usually used to pay for a
house or a car.
Yes, I used such a one for my first car, but that was in ~1968! :-)
I write personal checks for cars. There's not much danger to the dealer because they won't transfer the car title until the check clears...
On 3/27/2026 1:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
One thing that kinda surprised me is that my new LT's Windows setup
process put me directly into a local account. I didn't realize it until
I opened Settings Home and saw 2 ads about how great it would be to sign in/sign up to a MS account. At the moment I can't think of any good
reason to do it. Is there? I do have an MS account in my fake name/email
I could use. (The initials are AJL, don't tell anyone...)
Question 2: I can not find a way to keep the keyboard backlight on.
Fn+F5 toggles between on-dim-bright-off. After about 15 seconds they go
off if unused. I would like them to stay on permanently even if unused. Anyone know any secret combos I could try?
AJL <noemail@none.com> wrote:
On 3/28/2026 9:38 AM, Frank Slootweg wrote:
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly by the
bank. The funds are guaranteed. It is usually used to pay for a
house or a car.
Yes, I used such a one for my first car, but that was in ~1968! :-)
I write personal checks for cars. There's not much danger to the dealer
because they won't transfer the car title until the check clears...
"write"? "checks"? Don't you have a *phone*!? :-)
As I mentioned, I would normally do a bank transfer, in the comfort of
my home, on my laptop.
But if need be, I could do the same on the spot with my phone. No
danger whatsoever to either side and normally the transfer is a question
of seconds or minutes, so no need to wait.
But granted, being able to put a card with a check in an envelope to
send to someone as a present is a nice thing/touch. There are of course >electronic alternatives, gift cards, etc., but those don't have the same >personal touch. So there you go! :-)
AJL <noemail@none.com> wrote:
On 3/27/2026 1:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
One thing that kinda surprised me is that my new LT's Windows
setup process put me directly into a local account. I didn't
realize it until I opened Settings Home and saw 2 ads about how
great it would be to sign in/sign up to a MS account. At the moment
I can't think of any good reason to do it. Is there? I do have an
MS account in my fake name/email I could use. (The initials are
AJL, don't tell anyone...)
Is the Windows version Pro (check by running 'winver')? If so, that
probably explains why you got a local account. Same thing happened
for my wife's Beelink EQR5 Mini-PC which also came with Pro.
Question 2: I can not find a way to keep the keyboard backlight
on. Fn+F5 toggles between on-dim-bright-off. After about 15 seconds
they go off if unused. I would like them to stay on permanently
even if unused. Anyone know any secret combos I could try?
I'll try to remember to check how things work on my (HP) laptop.
It's now still light, so hard to tell. Anyway, the key is different
(just they f11 key without fn).
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
On 3/29/2026 8:36 AM, Frank Slootweg wrote:
AJL <noemail@none.com> wrote:
On 3/27/2026 1:18 PM, AJL wrote:
my new toy is a CHUWI MiniBook X-N150. So far it seems to work
well...
One thing that kinda surprised me is that my new LT's Windows
setup process put me directly into a local account. I didn't
realize it until I opened Settings Home and saw 2 ads about how
great it would be to sign in/sign up to a MS account. At the moment
I can't think of any good reason to do it. Is there? I do have an
MS account in my fake name/email I could use. (The initials are
AJL, don't tell anyone...)
Is the Windows version Pro (check by running 'winver')? If so, that probably explains why you got a local account. Same thing happened
for my wife's Beelink EQR5 Mini-PC which also came with Pro.
It's Windows 11 Home.
Question 2: I can not find a way to keep the keyboard backlight
on. Fn+F5 toggles between on-dim-bright-off. After about 15 seconds
they go off if unused. I would like them to stay on permanently
even if unused. Anyone know any secret combos I could try?
I'll try to remember to check how things work on my (HP) laptop.
It's now still light, so hard to tell. Anyway, the key is different
(just they f11 key without fn).
Fn + F5 turns on the keyboard light and consecutive pushing runs it
through dim, bright, and off again. If it's set to either on setting
(din, bright) any key will relight it, otherwise not. It's about 20
seconds to automatic turnoff...
Carlos E.R. wrote:
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
Sounds like what we used to call a "Banker's Draft" only used one once
(for a car).
I can not find a way to keep the keyboard backlight on. Fn+F5 toggles
between on-dim-bright-off. After about 15 seconds they go off if
unused. I would like them to stay on permanently even if unused.
Anyone know any secret combos I could try?
It turned out to be a BIOS setting. Now there is no automatic turnoff
and are under manual on-off control just as I wanted. Dunno why I didn't think to try that before. Oh well, all's well that ends well. Thanks to
all who made suggestions...
AJL <noemail@none.com> wrote:
On 3/28/2026 9:38 AM, Frank Slootweg wrote:
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly by the
bank. The funds are guaranteed. It is usually used to pay for a
house or a car.
Yes, I used such a one for my first car, but that was in ~1968! :-)
I write personal checks for cars. There's not much danger to the dealer
because they won't transfer the car title until the check clears...
"write"? "checks"? Don't you have a *phone*!? :-)
On 30/03/2026 2:10 am, Frank Slootweg wrote:
AJL <noemail@none.com> wrote:
On 3/28/2026 9:38 AM, Frank Slootweg wrote:
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly by the
bank. The funds are guaranteed. It is usually used to pay for a
house or a car.
Yes, I used such a one for my first car, but that was in ~1968! :-)
I write personal checks for cars. There's not much danger to the dealer
because they won't transfer the car title until the check clears...
"write"? "checks"? Don't you have a *phone*!? :-)
Doing Banking stuff on my Phone scares me .... I mean, how often have
you heard of someone loosing their phone??
If they also have their Banking details on their phones, could be there
goes their money as well. Sure, you could ring your Banking Institution
and let them ...... OH, No, you haven't got your Banking Details cause that's all on your lost phone!!
Too bad, so sad!! ;-)
On 3/30/2026 7:06 AM, AJL wrote:
It turned out to be a BIOS setting. Now there is no automatic turnoff
and are under manual on-off control just as I wanted. Dunno why I didn't think to try that before. Oh well, all's well that ends well. Thanks to
all who made suggestions...
Nothing to do with your problem, but you should check if you got
the correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U
in some notebooks.
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
Herbert Kleebauer <klee@unibwm.de> wrote:
Nothing to do with your problem, but you should check if you got
the correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U
in some notebooks.
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
This info should be shown in the 'System Information' utility, 'System Summary' pane, 'Processor' item.
On 3/30/2026 7:06 AM, AJL wrote:
It turned out to be a BIOS setting. Now there is no automatic turnoff
and are under manual on-off control just as I wanted. Dunno why I didn't
think to try that before. Oh well, all's well that ends well. Thanks to
all who made suggestions...
Nothing to do with your problem, but you should check if you got
the correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U
in some notebooks.
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
On 3/30/2026 7:06 AM, AJL wrote:
It turned out to be a BIOS setting. Now there is no automatic
turnoff and are under manual on-off control just as I wanted. Dunno
why I didn't think to try that before. Oh well, all's well that
ends well. Thanks to all who made suggestions...
Nothing to do with your problem, but you should check if you got the
correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U in
some notebooks.
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
Herbert Kleebauer <klee@unibwm.de> wrote:
On 3/30/2026 7:06 AM, AJL wrote:
It turned out to be a BIOS setting. Now there is no automatic turnoff
and are under manual on-off control just as I wanted. Dunno why I didn't >>> think to try that before. Oh well, all's well that ends well. Thanks to
all who made suggestions...
Nothing to do with your problem, but you should check if you got
the correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U
in some notebooks.
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
This info should be shown in the 'System Information' utility, 'System Summary' pane, 'Processor' item.
Doing Banking stuff on my Phone scares me .... I mean, how often have
you heard of someone loosing their phone??
If they also have their Banking details on their phones, could be
there goes their money as well. Sure, you could ring your Banking
Institution and let them ...... OH, No, you haven't got your Banking
Details cause that's all on your lost phone!!
Too bad, so sad!! ;-)
On 3/30/2026 12:00 AM, Herbert Kleebauer wrote:
On 3/30/2026 7:06 AM, AJL wrote:
It turned out to be a BIOS setting. Now there is no automatic
turnoff and are under manual on-off control just as I wanted. Dunno
why I didn't think to try that before. Oh well, all's well that
ends well. Thanks to all who made suggestions...
Nothing to do with your problem, but you should check if you got the
correct CPU. They shipped Ryzen 5 5500U instead of Ryzen 5 7430U in
some notebooks.
Thanks but another poster here earlier advised me of the CPU
possibility. It apparently has neither (see next post). But this LT
works great for my uses so I really don't care what CPU's in it...
https://www.heise.de/news/Chinesische-Notebooks-mit-gefaelschten-Prozessoren-11212395.html
https://www.heise.de/news/Falsche-CPUs-Chuwi-ruft-Notebooks-zurueck-11224624.html
Being an English speaker that's Greek to me (Sorry couldn't resist)...
Daniel70 <daniel47@nomail.afraid.org> wrote:
On 30/03/2026 2:10 am, Frank Slootweg wrote:
AJL <noemail@none.com> wrote:
On 3/28/2026 9:38 AM, Frank Slootweg wrote:
Carlos E.R. <robin_listas@es.invalid> wrote:
There is something similar to a cheque, but issued directly
by the bank. The funds are guaranteed. It is usually used
to pay for a house or a car.
Yes, I used such a one for my first car, but that was in
~1968! :-)
I write personal checks for cars. There's not much danger to
the dealer because they won't transfer the car title until the
check clears...
"write"? "checks"? Don't you have a *phone*!? :-)
Doing Banking stuff on my Phone scares me .... I mean, how often
have you heard of someone loosing their phone??
So? The phone is locked
and the banking app is locked.
No way to get into the phone or banking app.
So the person why stole or found the phone only has the physical
device. If (s)he's lucky, (s)he can do a factory reset, which wipes everything, and then re-use or sell the phone. Or I could be a nice
guy and remotely wipe the phone, so they don't have to do it! :-)
If they also have their Banking details on their phones, could be
there goes their money as well. Sure, you could ring your Banking
Institution and let them ...... OH, No, you haven't got your
Banking Details cause that's all on your lost phone!!
Too bad, so sad!! ;-)
Do you really think that *if* things were as bad as you apparently
think, all those billions of people would be able use their phones
with little to no loss of private information, money, etc.!?
On 3/30/2026 3:01 AM, Daniel70 wrote:
Doing Banking stuff on my Phone scares me .... I mean, how often have
you heard of someone loosing their phone??
My phone is 6 years old so I suspect the security is not great so I
don't do any banking or other sensitive stuff on it these days.
If they also have their Banking details on their phones, could be
there goes their money as well. Sure, you could ring your Banking
Institution and let them ...... OH, No, you haven't got your Banking
Details cause that's all on your lost phone!!
Too bad, so sad!! ;-)
Course the phone's locked and in my case all I need to do is get
somewhere and change my Google password and the phone becomes virgin
even if they break in.
I do my banking and other sensitive stuff on the Website using a
Chromebook, set to Chrome's DNS, at home using MY WiFi. That's the most secure according to most of the accounts I've read.
On 31/03/2026 4:04 am, AJL wrote:
On 3/30/2026 3:01 AM, Daniel70 wrote:
Course the phone's locked and in my case all I need to do is get
somewhere and change my Google password and the phone becomes
virgin even if they break in.
Unlocking the phone would waste too much of my valuable time!! ;-P
I do my banking and other sensitive stuff on the Website using a
Chromebook, set to Chrome's DNS, at home using MY WiFi. That's the
most secure according to most of the accounts I've read.
SeaMonkey on my Win 11 Desktop at this time. Too Easy! Mind you, I
don't think I have a saved Bookmark for my Bank site.
On 31/03/2026 4:04 am, AJL wrote:[...]
Course the phone's locked and in my case all I need to do is get
somewhere and change my Google password and the phone becomes virgin
even if they break in.
Unlocking the phone would waste too much of my valuable time!! ;-P
On 3/31/2026 2:28 AM, Daniel70 wrote:
On 31/03/2026 4:04 am, AJL wrote:
On 3/30/2026 3:01 AM, Daniel70 wrote:
Course the phone's locked and in my case all I need to do is get
somewhere and change my Google password and the phone becomes
virgin even if they break in.
Unlocking the phone would waste too much of my valuable time!! ;-P
I imagine most stolen phone perps would just reset and sell. However
if you mean yourself then you might be hanging out just a bit if you
have Google stuff.
I do my banking and other sensitive stuff on the Website using a
Chromebook, set to Chrome's DNS, at home using MY WiFi. That's
the most secure according to most of the accounts I've read.
SeaMonkey on my Win 11 Desktop at this time. Too Easy! Mind you, I
don't think I have a saved Bookmark for my Bank site.
I have bookmarks for all my sensitive stuff in my Chromebook browser
which of course is synced to all my other devices with a Chrome
browser no matter the OS.
But I don't let Google remember the passwords.
However I do put the passwords in the bookmark list right next to the bookmark name. Scary, huh.
Well, not so much as they are in a secret code that only I (I hope)
know and can decipher in my head for easy password entry. Then of
course there's 2FA
so only a few of my devices have been certified. But I still
generally only use the Chromebook for the real sensitive stuff. The
articles I read say that's very safe. And as long as I THINK it's
safe that's a good thing...
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a
cheque for the unused months 'tax' on the old car.
  "Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank.
The funds are guaranteed. It is usually used to pay for a house or a car.
That's a certified cheque. I've only had one or two of those cut.
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
With a regular cheque, you could do a "stop payment" if you had to.--
The value of a certified cheque to the recipient, is they don't
have to worry about whether the cheque will bounce or not.
You have to take good care of that cheque.
Paul
On Sat, 28 Mar 2026 11:21:09 -0400, Paul <nospam@needed.invalid> wrote:
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:That's a certified cheque. I've only had one or two of those cut.
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a >>>>> cheque for the unused months 'tax' on the old car.
  "Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank. >>> The funds are guaranteed. It is usually used to pay for a house or a car. >>
It's more likely, in my experience, to be a cashier's check.
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
It wouldn't be prudent to walk out of the bank before completing the
Payee section of your shiny new check.
With a regular cheque, you could do a "stop payment" if you had to.
The value of a certified cheque to the recipient, is they don't
have to worry about whether the cheque will bounce or not.
Same with the cashier's check.
You have to take good care of that cheque.
Always good advice, regardless of whether it's a personal, certified, or cashier's check. Of the 3, the cashier's check is the most secure (to
the recipient, because it's the only one that's funded by the bank's
money), but none are negotiable in the same way that cash is, especially
if the Payee info is in place.
On 1/04/2026 3:23 am, AJL wrote:
On 3/31/2026 2:28 AM, Daniel70 wrote:
On 31/03/2026 4:04 am, AJL wrote:
On 3/30/2026 3:01 AM, Daniel70 wrote:
Course the phone's locked and in my case all I need to do is get
somewhere and change my Google password and the phone becomes
virgin even if they break in.
Unlocking the phone would waste too much of my valuable time!! ;-P
I imagine most stolen phone perps would just reset and sell. However
if you mean yourself then you might be hanging out just a bit if you
have Google stuff.
I do my banking and other sensitive stuff on the Website using a
Chromebook, set to Chrome's DNS, at home using MY WiFi. That's
the most secure according to most of the accounts I've read.
SeaMonkey on my Win 11 Desktop at this time. Too Easy! Mind you, I
don't think I have a saved Bookmark for my Bank site.
I have bookmarks for all my sensitive stuff in my Chromebook browser
which of course is synced to all my other devices with a Chrome
browser no matter the OS.
At this stage, Win 11 is my only OS .... well, except, of course, for my >Andriod phone.
But I don't let Google remember the passwords.
I try not to .... but I've noticed, when I start up my phone Chrome a
'G' button slides across the top of screen .... so do I .... no, just >checked, when I start the Browser on the phone a 'D' button appears.
Don't know what it means!!
However I do put the passwords in the bookmark list right next to the
bookmark name. Scary, huh.
Similarily, I have a 'Notebook' text file ("Stuff") which contains all
my Passwords, etc. ..... Well, I am getting old!! ;-)
Well, not so much as they are in a secret code that only I (I hope)
know and can decipher in my head for easy password entry. Then of
course there's 2FA
Hate it!! Hate it!! Hate it! I mean ... what if I didn't have a Mobile >Phone??
so only a few of my devices have been certified. But I still
generally only use the Chromebook for the real sensitive stuff. The
articles I read say that's very safe. And as long as I THINK it's
safe that's a good thing...
On 2026-03-28 16:21, Paul wrote:
On Sat, 3/28/2026 9:53 AM, Carlos E.R. wrote:
On 2026-03-27 15:43, Frank Slootweg wrote:That's a certified cheque. I've only had one or two of those cut.
Andy Burns <usenet@andyburns.uk> wrote:
"Carlos E.R." wrote:
Cheques are an American thing. Nobody else uses them these days, that I >>>>>> know of.
I recently changed my car, the relevant .gov.uk department sent me a >>>>> cheque for the unused months 'tax' on the old car.
   "Cheques are an American and British thing."? :-)
:-)
There is something similar to a cheque, but issued directly by the bank. >>> The funds are guaranteed. It is usually used to pay for a house or a car. >>
They're cheaper than other bank vehicles like "money orders",
but the certified cheque is just as dangerous to carry around
as cash. It is negotiable immediately.
Only by the person named in it.
On 4/1/26 2:12 AM, Daniel70 wrote:
On 1/04/2026 3:23 am, AJL wrote:
Well, not so much as they are in a secret code that only I (I hope)
know and can decipher in my head for easy password entry. Then of
course there's 2FA
Hate it!! Hate it!! Hate it! I mean ... what if I didn't have a Mobile
Phone??
Most of my 2FA sites give me an email choice. But I've had my mobile phone for decades, doesn't everyone? And 2FA is great security. Even if someone gets your password it's useless unless he has a certified device. And when
he tries it on his device you get a notification on your phone/email and
can immediately change it. Great security device IMO even if it's a bit of
a PITA on a new device...
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